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Checking Your Policy Status
Keeping track of your policy is just as important as buying it. This is Step 2 of 3 — here's how to stay on top of it.
How to Check Status Online
Almost every insurer offers an online portal or app. Log in with your policy number and registered mobile number to instantly see whether your policy is active, the premium due date, the sum assured and your nominee details. You can also call the customer-care helpline or visit a branch.
Details You Should Keep Handy
Always note your policy number, the insurer's name, the premium amount and due dates, the coverage amount, and your nominee's information. Storing a digital copy of the policy document means you can access it the moment you need it.
Keep the Policy Active
A policy only protects you while it is in force. Pay premiums on time — set reminders or enable auto-debit. If you miss a payment, most insurers offer a grace period, but letting a policy lapse can mean losing your cover and benefits entirely.